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151. Transforming Your Relationship with Money as a Creative Entrepreneur with Jillian Todd

As creatives, we pour our hearts into our work, often overlooking the role that finances play in sustaining our passion. But here’s the truth: managing your money well isn’t just practical—it’s empowering. Let’s explore how transforming your relationship with money can set you up for a thriving and sustainable creative career.

Embracing Money as a Creative Tool

It’s time to shift your perspective: money isn’t just about bills or bank balances—it’s a tool that fuels your dreams. It gives you the freedom to say yes to personal projects, take a break when you need it, or invest in growth opportunities. Instead of fearing or avoiding it, think of money as your partner in creating the life you want. The better you manage it, the more empowered you’ll feel to pursue what matters most to you.


Building Money Confidence

Feeling confident with money starts with clarity. Know what’s coming in, what’s going out, and where you can optimize. This isn’t about perfection—it’s about progress. Start tracking your finances regularly, even if it’s just a simple overview. When you understand your patterns, financial anxiety fades, and planning for the future becomes easier.


The Power of Small Steps

Big changes don’t happen overnight, but small, consistent actions add up. For example, set aside a small percentage of your income each month. It might seem small at first, but over time, this habit creates a financial safety net that gives you stability and peace of mind. Small steps are often the most sustainable ones.


Tailoring Money Systems to Your Needs

There’s no one-size-fits-all approach to managing money, especially for creatives. Find a system that works for you, whether it’s a simple spreadsheet, an app like QuickBooks, or a strategy like Profit First. The key is consistency—use a method you understand and can stick to. Your financial system should fit you, not the other way around.


Cultivating a Wealth-Building Mindset

Wealth is about more than money—it’s about creating a life where your personal, creative, and financial needs are all supported. To start, define what wealth means to you. Maybe it’s the freedom to take on passion projects or the security of knowing you’re prepared for the future. Building wealth requires intentionality and a willingness to see the potential your business has to grow and thrive.


Looking Ahead with Confidence

Planning your finances doesn’t have to be overwhelming. When you understand your numbers, you can make proactive decisions instead of reacting in the moment. Knowing what to expect helps reduce stress and gives you more mental energy to focus on your craft. A little planning goes a long way in creating financial security and peace of mind.


Conclusion

Money doesn’t have to feel overwhelming or complicated. By taking small, intentional steps to manage your finances, you can build a sustainable creative business that gives you the freedom, confidence, and security to thrive. It’s not just about how much is in your bank account—it’s about the opportunities, peace of mind, and flexibility it can create for your life.

Are you ready to take control of your finances and build a business that works for you? Start with small changes today, and watch how they transform your creative journey.

Want more?

Ingvild Kolnes is the host of the Sustainable Photography Podcast, an educator for photographers, and is ready to help you with your photography business. 

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151. Transforming Your Relationship with Money as a Creative Entrepreneur with Jillian Todd
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hi, I’m ingvild

This podcast is all about education and inspiration for photographers. A sustainable business is profitable and lasting. Instead of short-term wins you want to make sure you’re doing things that matter. Both to yourself, and to create the business you want. The goal of this podcast is that it will help you build and structure your business around your life, instead of the other way around.

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